Recent research has demonstrated that close to 20% of people renew their car insurance automatically without taking the time to do comparison shopping. Diving deeper into the data, it seems that greater than 10% believe they can't acquire insurance coverage at a lower cost and 8% simply don't want to deal with the hassles associated with comparing offers for car insurance.

If you are presently shopping around for the best deal on motor insurance then pat yourself on the back. UK insurance premiums increased an average of 30% in 2010. That makes it all the more important to shop around new insurance companies whenever it's time to sign a new policy. This also makes it easier to save a ton of money. In fact, another way to think about it is to remind ourselves of the old proverb, "save a penny, make a penny." Applied here, you could make more than 250 pounds in just a few minutes worth of filling out online car insurance applications. Do you reckon the insurance companies know how lazy everyone is? They sure do! In fact, the masterminds in the marketing department intentionally come up with incentives and discounts that are available only to the first year of your insurance cover policy. What happens to you, the loyal customer when it's time to renew in the second year? Well, they raise your insurance premiums, of course!

What could you do as a consumer? Well, the most effective tactic a consumer shopping for car insurance in the UK has is to simply look for the best insurance deal available. Essentially, if an insurance company considers you qualified according to underwriting rules, then request an insurance quote from them. Insurance comparison sites makes this a whole lot easier to do. These aggregators enable you to quickly get car insurance quotes in just a few minutes.

Comparison shopping is also applicable to motorists looking for one day car insurance. Sure, the magnitude of savings on car insurance for one day may not compare to the savings from an annual insurance cover policy but why throw away your hard-earned cash? Discover the best premiums for short term car insurance by responding to as many insurance quote forms as possible. Don't delay. It's the number one way to get a deal on one day car insurance.

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